Veteran Owned & Operated




Bonita Springs (SWFL)


San Antonio (S.Texas)


Plano (N.Texas)

Fire and smoke insurance claims.

Claim What’s Rightfully Yours After Fire and Smoke Damage

Documenting damages to negotiation insurance policy ambiguities, our team will guide your claim every step of the way.

Let’s discuss your fire loss

If your home or business has been impacted by fire damage, we’re here to support you. Our team of adjusters is skilled in managing fire loss claims for both residential properties and complex commercial sites. We adeptly handle claims of all sizes, from minor to major losses.

Accessing all the coverages in your policy

When dealing with a fire loss you need to be aware of all the different coverages you can access in the policy. Below are some of the coverages in a residential policy.

Coverage A: Dwelling & Building

We conduct an exhaustive assessment of the building’s damage, covering both material and structural concerns. This includes interior spaces such as drywall and electrical systems, attic areas, and exterior elements like windows, roofs, and walls. Smoke infiltration is a critical issue, as it can spread to every nook and cranny of the home through HVAC ducts, necessitating comprehensive evaluation and remediation.

Leaving no stone unturned, we focus on the details.

We collaborate closely with our content specialists to meticulously document, photograph, and appraise damaged items. Distinguishing between personal property that requires replacement and items that can be cleaned and restored is essential for fully leveraging the personal property coverage in your policy. This careful evaluation ensures that you receive the maximum benefit available for your damaged possessions.

Types of secondary damages

The impact of a fire extends beyond the immediate area affected by flames. Secondary damages can include a variety of issues, such as:

– Smoke dispersion throughout the property via the AC system
– Water damage resulting from efforts to extinguish the fire
– Mold development due to the water damage
– Potential theft if the property is left vacant

It’s crucial that all these types of damages are thoroughly considered and addressed.

Fire Damage

Smoke Damage

Water Damage

Mold Damage

We have 30+ Years of Experience Badge

Fighting for the policyholder

Graystone Adjusting has settled over 100 million in commercial and residential claims with over three decades in experience. Don’t settle for less, get the money you deserve. Fight for your claim!